The biggest takeaway I'm getting from the comments about retiring is the ability to do what I want, when I want! YES --- that is what I want! DH sometimes travels to exotic places, and I'm not able to go because of commitments. That didn't bother me in the past, but this year - well, it did! So I'm considering that when I plan my gradual slide into complete retirement. Because of what I do, I don't have to cut everything off at once. But I must keep working on that plan!

Now, where's his next ...

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